I get asked this question a lot: “Chris, is it too late to buy Bitcoin?”
It’s usually said with a mix of FOMO and regret — as if everyone else got in back in 2010 when it was worth pocket change, and now the train has left the station.
But here’s the thing: with Bitcoin (and crypto more broadly), the answer isn’t a simple yes or no.
A Decade of “Too Late”
If you look at Bitcoin’s history, people have been saying it’s “too late” for years:
- In 2013, when it hit $100.
- In 2017, when it hit $20,000.
- In 2021, when it crossed $60,000.
Every time, the same chorus: “I missed it. Game over.” And yet, every cycle, Bitcoin keeps proving it’s more resilient than anyone expected.
What Bitcoin Actually Represents
Here’s why “too late” is the wrong way to think about it.
Bitcoin isn’t just another stock or speculative punt. It represents:
- Scarcity – There will only ever be 21 million Bitcoins. That fixed supply gives it “digital gold” status.
- Decentralisation – No central bank or government controls it. It’s run by the network itself.
- Adoption Curve – Countries, companies, and individuals are still entering the space. We’re not at the end game yet.
In other words: it’s not about timing the market, it’s about understanding the long-term story.
Is It Too Late to Profit?
If by “too late” you mean “will I make 100x overnight like the early adopters?” — then yes, that window has probably closed. The days of buying a pizza with Bitcoin and later realising it cost you millions? That ship sailed.
But if you mean “is there still upside as part of a long-term portfolio?” — the answer is likely yes. Bitcoin has proven itself as a store of value, and while it’s volatile, it’s also established itself as a new kind of asset class.
But Let’s Be Real…
Here’s what Bitcoin is not:
- A guaranteed path to wealth.
- Immune to crashes (ask anyone who bought at the 2021 top).
- A substitute for doing your own research.
Crypto markets are wild. They swing harder than a 1980s joystick. You need a long-term mindset and the stomach for volatility.
The Emotional Side
What fascinates me isn’t just the charts — it’s the culture. Bitcoin taps into something deeper: a distrust of institutions, a hunger for financial independence, and yes, a bit of collective mythology.
That’s why people ask if it’s “too late.” Because Bitcoin isn’t just money — it’s a movement. And movements aren’t easy to price on a graph.
Final Thought
So, is it too late to buy Bitcoin?
Not if you see it as a long-term hedge, a piece of the future financial system, or even just a cultural phenomenon worth being part of. But if you’re hoping to get rich quick like the early adopters, you might be chasing a ghost.
Like most things in life (and in retro gaming), the best time to start was years ago. The second-best time? Probably today — if you’re smart about it.
What do you think? Are you holding Bitcoin, watching from the sidelines, or convinced it’s all hype? I’d love to hear your take.
